The minimum repayment is 800 yuan, with a daily interest rate of five ten thousandths.
1. Credit card is a special card issued by banks or other financial institutions to people with good credit, which is used for shopping and spending at designated merchants or depositing and withdrawing cash at designated banking institutions. It is a special kind of credit certificate.
Secondly, in common parlance, credit card is a micro-credit payment tool provided by banks to users. That is, when your shopping demand exceeds your ability to pay or you don't want to use cash, you can borrow money from the bank, and the bank doesn't need to pay any interest and handling fees. A credit card is a certificate that the bank promises to lend you money. A credit card will tell you how much money you can borrow from the bank and when you need to pay it back. In addition, when the credit card has no money, you can withdraw cash directly from the ATM.
Third, the earliest credit card appeared at the end of 19. In the 1980s, the British clothing industry developed the so-called credit card, followed by the tourism and business sectors. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line. In 1950s, McNamara, an American Manhattan credit expert, dined in a restaurant. Because he didn't bring enough money, he had to ask his wife to send money. This made him feel embarrassed, so he organized DinersClub (English: Diners Club). Members can bring their dining charge cards to 27 designated restaurants for consumption without paying cash. This is the earliest credit card. Franklin National Bank was the first bank to issue credit cards, and other American banks followed suit.
It is said that one day, Frank McNamara, an American businessman, entertained guests in a restaurant in new york. After eating, he found that he forgot to bring his wallet. He was deeply embarrassed and had to ask his wife to bring cash to the restaurant to settle the bill. So McNamara came up with the idea of creating a credit card company. 1 In the spring of 950, McNamara and his friend Schneider jointly invested110,000 US dollars to establish DinersClub in new york, the predecessor of Diners Credit Card Company. Diners' Club provides members with a card that can prove their identity and ability to pay. With this card, members can keep accounts and spend money. This kind of credit card that does not need to be handled by a bank is still a commercial credit card.
Excuse me, China Bank credit card will pay 8,000 yuan in 9 installments. What are your interests?
China Bank charges a certain fee for credit card consumption installment, bill installment and cash installment. The fee varies with the number of installments, but the interest is free. You can find out through the official website of Bank of China ()-China Bank Credit Card Service Charge Price List.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
China Bank's 8,000 yuan credit card has the lowest monthly repayment. How much is the monthly interest?
China Bank requires credit card installment. If the single consumption exceeds 1000, you can apply for installment.
The minimum installment fee for the 24th installment is 0.62%.
Each issue is also 4000/24+40000.62% =191.47.
The interest rates of different banks are different. After applying for the minimum monthly repayment with a credit card of 8,000 yuan, China Bank will also inform you of the interest rate by SMS. Personally, I suggest that before applying for the minimum repayment amount, contact the customer service of BOC Credit Card, ask clearly and choose the repayment method that suits you best. There is a contact number on the back of BOC credit card.
Extended data:
According to feedback from netizens, the following five credit cards are worth raising:
1, young Card of China Merchants Bank: young Card is a credit card specially created by China Merchants Bank for young people. The application threshold is relatively low, which is more suitable for young people who have just entered the society. Generally, the initial amount is more than 5000 yuan. The biggest advantage of this card is that the amount is withdrawn very quickly.
2. Ping An Bank Owner Card: Ping An Bank Owner Card is a credit card specially designed for car owners. Its main feature is that it can enjoy gas concessions and free road rescue. This credit card is more suitable for car owners to raise cards.
3. Pufa ae White: Pufa ae White is a platinum credit card with a high credit limit, which can enjoy hotel discounts and airport pick-up service rights. It is more suitable for users with better economic conditions to raise cards.
4. Guangfa Shang Zhen Platinum Card: This credit card is also a platinum credit card, but the application threshold will be slightly lower than other platinum cards. This kind of card has more preferential rights in transportation and is more suitable for people who travel frequently.
5. Bank of Communications Wal-Mart Credit Card. Bank of Communications Wal-Mart Credit Card is a joint card issued by Bank of Communications and Wal-Mart. The biggest feature of this card is that you can enjoy many discounts when spending at Wal-Mart, which is more suitable for family users to raise cards.
How much is the interest of 8000 credit card 12?
If the bill is divided into installments, 8000 yuan is divided into 12 installments: the principal of each installment: 666.67 yuan; Handling fee for each period: 52.8 yuan; Total repayment amount of each installment: 7 19. ....
How much is the interest of China Merchants Bank credit card in 8000 years?
1305.6 yuan. The installment fee of China Merchants Bank Credit Card is 0.68% for 24 installments (charged monthly), so the interest of China Merchants Bank Credit Card is 80000.68% 24 = 1305.6 yuan.
How much is the monthly interest of credit card 8000?
Credit card 8000 monthly interest 120. The interest is calculated at 0.5 ‰ per day, and 8,000 yuan is roughly the daily interest of 4 yuan. The late payment fee will be collected once every period, and it will be collected only after overdue repayment. According to the minimum repayment amount of this period, the cardholder will be charged 5% for the unpaid part.
This concludes the introduction of credit card 8000 interest rate and credit card 16000 one-month interest rate. I wonder if you have found the information you need?