1. Different in nature.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. Bank card refers to a credit payment tool issued by commercial banks to the society with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.

2. The development process is different

The earliest credit card appeared at the end of 19. From 65438 to 1980s, the so-called credit card was developed in British clothing industry, followed by tourism and business departments. Since the 1970s, due to the rapid development of science and technology, especially the use of electronic computers, the use of bank cards has been expanding.

3. Different classifications

Credit cards are divided into credit cards and quasi-credit cards, and bank cards are divided into credit cards and debit cards.

Baidu encyclopedia-credit card

Baidu encyclopedia-bank card