1, the payment method is different. Automatic power grid offset is pre-charge, such as charging the electricity fee into the account in advance every month or every year, and then automatically deducting it according to the actual electricity consumption every month, and the excess balance is still in the account. The bank counter binds the bank card to the account that pays the electricity bill, and automatically deducts it from the bank card according to the actual electricity consumption every month.

2. Different operators. The power grid automatic offset request is automatically generated by the business system of the member agency (bank) or the rural credit center system, and is not a transaction request initiated manually by the operator. Bank counters are transactions initiated manually by tellers at outlets.