The second-generation military security card was piloted from 20171June 10; From 12 and 1, it has been widely used in the whole army, and incremental card issuance and stock replacement have been carried out. The military security card of the Armed Police Force started to be upgraded simultaneously.
Basic introduction Chinese name: military security card type: contactless chip, bank magnetic stripe integrated card object: active officers of the Chinese People's Liberation Army, and other mechanisms: centralized management, dynamic update, and joint approval concessions: five major bank deposit transfer fee-free concessions classification: Class I card, Class II card, Class III card introduction, composition and characteristics, card issuing object, application process, card making process, card use process, achievement, use management, promotion, and so on. It is necessary to strengthen the construction, management and mechanism research of military security card, realize the high integration of business supply management system and security system, improve various rules and regulations and technical security measures, and make good use, maintenance and management of military security card system. The military security card has the dual functions of military logistics supply security and bank debit card financial services. Among them, the financial service functions of bank debit cards mainly include paying wages, accessing cash by credit card and spending by credit card. The military security card is compatible with all the functions of the existing medical card. Soldiers and their families can use this card for registration, hospitalization, bookkeeping and referral when seeking medical treatment in military medical institutions, which is convenient and quick. You can use the military security card to get clothes, check the supply standards and distribution records; Personal housing information recorded by military security cards can provide a basis for strengthening housing management and allocating housing resources. The composition and characteristics of military security card, military security card is a non-contact chip and bank magnetic stripe integrated card. ① in front. Printing military card elements, including card name (China People's Liberation Army military security card), cardholder's name, photo, military emblem, one-dimensional bar code, security card number and background pattern. 2 behind. The printed bank card face elements include the name of the joint issuer, the issuer logo, the bank card number, the UnionPay logo, the arrow, the telephone banking number, the online banking website, the business card printing unit and the magnetic stripe. , use the special card BIN number, the background pattern is consistent with the front, and the basic elements meet the relevant requirements of the bank card specification (Yinfa [2009] 16 1). (3) inside the card. Embedded contactless chip and RF coil are used to support military logistics supply support business. The second generation military security card is characterized by richer financial functions. Support the opening of online banking, mobile banking and telephone banking; Support domestic third-party payment platforms such as Alipay and WeChat; Support the financial management function, can buy stable financial products for military personnel, and realize inter-bank and off-site transfer conveniently and economically. Second, the application is more diverse. The application functions such as one-card transfer logistics supply relationship, one-card payment, one-card receiving and installation, and one-card management of housing information are fully optimized and improved; All medical institutions in the whole army have realized the "one card" for card-holding outpatient medical treatment, and gradually implemented card-holding recuperation and card-holding physical examination; In cooperation with large-scale e-commerce platforms, officers and soldiers of the army and their families can enjoy high-quality preferential services when shopping with cards. Third, it is safer to use. The financial function is embedded in the contact chip, the security and anti-counterfeiting design of the card is upgraded, and the protection level is improved. Fourth, the quality is more reliable. By selecting new manufacturing materials and changing the card surface design and production technology, the designed service life can reach more than 10 years. Fifth, it is faster to get a card. The workflow of card making, distribution and personalization is optimized, which effectively improves the efficiency of card making and issuing, and meets the use requirements of "changing cards without changing them". This card is issued to (1) active officers of the Chinese People's Liberation Army. (2) Civilian cadres of the China People's Liberation Army. (3) students and non-commissioned officers at school. (4) dependents. (five) retirees and employees in the military management (not yet issued). (6) Chinese People's Armed Police Force. Application process business card printing process (I) business card printing process. 1. The Military Factory of the General Logistics Department introduced the technology of making blank business cards for bank cards, and after obtaining the certification of China UnionPay, it can make blank cards by itself. 2. The Military Factory of the General Logistics Department completed the business card printing, chip packaging and magnetic stripe mounting, and made a blank card for military security card. 3. The blank card of the Military Factory of the General Logistics Department is repackaged according to the bank and region where the account is opened, and at the same time, the number of business cards is counted and the delivery list is made. 4. The blank card of the military security card of the Military Factory of the General Logistics Department is transported to the Beijing Business Card Center of the joint issuing bank for personalization of the magnetic stripe (write the magnetic stripe, print the bank card number, and do not open an account for activation). 5. After the personalization is completed, the Military Factory of the General Logistics Department will send a special car to escort the military security card back to the Military Factory. Cards with unsuccessful personalization of magnetic stripe are also returned to the military factory of the General Logistics Department. 6. The Military Factory of the General Logistics Department writes the soldiers' basic information into the chip and completes the printing of business cards. 7. The military security card is distributed by the General Logistics Department through the file distribution channel to the grass-roots units with independent financial accounting. (2) Opening up the military management function. 1. After receiving the physical military security card, the grass-roots unit inquires the business card printing information of its personnel through the military security card system and prints the card registration form. 2. Grass-roots units confirm the receipt of the military security card online, start the logistics supply security business, and start reading and writing the data in the chip. (3) Open financial functions. 1. Grassroots units fill in the application form for batch account opening of military security cards. 2. The financial department of the grass-roots troops shall go through the formalities of batch account opening at the local business outlets of the issuing bank with the application form for batch account opening (in duplicate) and the electronic document stamped with the official seal of the unit, as well as a copy of the applicant's valid identity certificate, and the bank outlets will generate the batch account opening information of the military security card and return it to the list for the financial department to check. 3. Grassroots units issue military security cards and card contracts to users, and users sign the card issuance registration form for confirmation. Grass-roots units input the user confirmation information into the system to save and complete the issuance of military security cards. 4. The cardholder carries the military security card and the original valid identity certificate provided when applying for opening an account, and signs a card contract at the local business outlet of the issuing bank, modifies the password and opens the financial function. 5. When the type and number of the cardholder's valid identity documents are changed, he/she should go through the change procedures at the local business outlets of the issuing bank with a new valid identity document, the certificate of the issuing authority and other official files and military security cards recognized by laws and regulations. Card exchange process (1). The military security card is lost, the magnetic stripe or chip is damaged, and it needs to be replaced or replaced. 1. If the card is lost or damaged, the cardholder must first go through the formal reporting procedures at the local business outlets of the issuing bank (you can report the loss orally through telephone banking first). When the card is damaged, the branch staff will cut corners to destroy the integrity of the magnetic stripe and return the card to the cardholder. 2. The cardholder shall, with the bank report of loss, apply to the security card management department of the unit where he works for a replacement card. When the card is damaged, it must be handed in for destruction; When the card is lost, you must pay the replacement fee. The army reissues a new card according to the business card printing process, and the grass-roots troops issue a card replacement certificate for the cardholder, and at the same time modify the data at the army end. 3. The cardholder holds a new card, a card replacement certificate issued by the grass-roots unit and a valid personal identity certificate, and goes through the formalities of card replacement at the bank's loss reporting outlet. If the original card opens an account in a different place, the outlet is for the cardholder to re-open an account locally, activate the new card, and cancel the original card at the same time. The original card opening place is local, and the outlets are handled according to the current card replacement procedures. 4. If the cardholder's card is lost and found again after reporting the loss, and the army does not apply for a new card, it is necessary to go to the loss reporting branch office with the certificate issued by the grass-roots unit to understand the loss reporting procedures. (2) the process of paying wages. 1. The financial department of the grass-roots unit shall provide the salary list and distribute the salary to the bank outlets according to the format and confidentiality requirements agreed with the bank outlets. 2. According to the payroll, the opening bank pays the military security card issued by the bank through the bank system; Military security cards issued by other banks are paid through the micropayment system of the People's Bank of China. 3. After the payment of wages is completed, the business outlets of the bank where the account is opened shall provide the salary payment result files to the financial department of the grass-roots unit for reconciliation. (3) Account cancellation process. Cardholders must cancel their accounts when they leave the military system for other reasons. 1. Cardholders should go through the card cancellation procedures at the local business outlets of the issuing bank. 2. When the account is closed, the account funds are settled, and the business outlets cut corners to destroy the integrity of the magnetic stripe and return the card to the cardholder. 3. The cardholder shall go through the demobilization formalities in the army with the cancellation certificate, hand in the card, and the army shall be responsible for the destruction. 4. In the special case that the army no longer pays wages and the army has not recovered the bank magnetic stripe military security card, the grass-roots unit will notify the cardholder to go through the formalities of bank account cancellation within a time limit. If it is not handled within the time limit, the grass-roots unit shall notify the issuing bank in writing to stop its payment and settlement business, and manage it according to the general RMB settlement account. The cardholder can cancel the account only with the certificate of the grass-roots unit. (4) The process of password loss reporting or resetting. Password loss reporting or resetting can be handled nationwide. (5) others. Matters not covered in this agreement shall be handled in accordance with the relevant provisions of the issuer's debit card. 1 has been realized, and an information application management system based on the military comprehensive information network, which is connected to the headquarters and down to the logistics of regimental units, has been built, and the expected goals of medical care, receiving equipment, paying wages, consumption and transferring supply have been realized. 2. The operation mechanism of centralized management, dynamic update, joint approval and unified sharing of security card data is established. 3. Explore the feasible path of key logistics informatization projects from R&D, experimental operation to comprehensive application, train a group of military security card application management and technical support talents, and form a set of rules and regulations to standardize the operation and management of military security cards. Guiding Opinions of the People's Bank of China and the General Logistics Department of the People's Liberation Army of China on the application and management of the banking business of the military security card (1) The military security card is owned by the military, and the banking business application is managed by both the military and the bank. The General Logistics Department formulates measures for the internal management of the army, regulates the application, issuance, use, replacement and cancellation of military security cards, and prevents the occurrence of multiple cards, non-return of cards, and lax voucher management. China Industrial and Commercial Bank, China Agricultural Bank and China Construction Bank shall formulate regulations on the application business of military security card banks according to law, and standardize business operation, risk prevention and confidentiality of military-related information. (2) After the troops or soldiers are transferred, the cardholder will use the original card as the local card of the issuing bank nationwide without replacing the new card; With the original card, you can handle the inter-bank payroll business between ICBC, Agricultural Bank of China and China Construction Bank. (3) In order to meet the application requirements of banking business, China UnionPay Co., Ltd. uniformly configures special cabinets. Industrial and Commercial Bank of China, Agricultural Bank of China and China Construction Bank handle inter-bank payroll service through micropayment system. Inter-bank ATM adopts the current inter-bank settlement according to the existing business rules, and China UnionPay Co., Ltd. gives certain subsidies to card-issuing banks. (four) the military security card closes the overseas trading function, and does not open the online banking function and the investment and financial management functions such as securities trading and foreign currency trading. (5) The military security card is jointly produced by the General Logistics Department, Industrial and Commercial Bank of China, Agricultural Bank of China and China Construction Bank in Beijing, and the card production is undertaken by the military factory designated by the General Logistics Department with relevant qualification requirements for issuing bank debit cards. (6) See the annex for the application process of military security card banking. Promotion: 200 1, the Beijing military region began to carry out the pilot test of the security card in a branch of the joint logistics department. In 2008, the military security card was fully expanded in the Beijing theater, and the expansion task entrusted by the PLA headquarters has been completed. The promotion of military security cards in the whole army will end in June, 20 1 1. By then, the military security card will be distributed to every officer and soldier of the whole army. On June, 2065438 1 day, * * and the Central Military Commission approved the opinions of the General Logistics Department on the promotion of military security cards in the whole army, marking the official start of another key project of the whole army-the promotion of military security cards. At present, the large-scale test and verification of the military security card has been basically completed, and various constructions promoted by the whole army are progressing in an orderly manner. The types and functions of military security cards are divided into Class I cards, Class II cards and Class III cards. Active duty officers, civilian cadres, growing cadres and students, non-commissioned officers, training non-commissioned officers, retired military management cadres and non-commissioned officers, and employees in the ranks issue Class I cards, which have the functions of military logistics management, logistics support and bank cards; Compulsory soldiers issue Class II cards, which have the functions of military logistics management and logistics support; Family members who enjoy special medical care in the military and other employees who seek medical treatment in the military issue three types of cards, which have the function of holding cards for medical treatment in military medical institutions. The military security card with preferential function has the advantage of free handling fee for deposit transfer in China Industrial and Commercial Bank, China Bank, China Construction Bank, China Agricultural Bank and China Postal Savings Bank. Including account management fees, inter-bank fees, off-site deposit and withdrawal fees, etc. Precautions card is kept 1, and the military security card is for my own use only, and shall not be lent, fraudulently used or forged. 2. The military security card shall be properly kept. If it is lost or damaged, it shall be replaced by the issuing unit. The losses caused by lending, transferring, losing or revealing the password shall be borne by the cardholder. 3. Do not bend, avoid high temperature, reduce friction, stay away from strong magnetic field, and prevent damage to internal wafer and external magnetic stripe. 4. After the card is cancelled, the cardholder shall return the card to the issuing unit. Related requirements: 1. I card does not have the functions of overseas trading, online banking, securities trading and foreign currency trading, and is only used by myself within the functional scope specified by the issuing bank. If the total amount of cash and transfer deposits per card (including paid wages) exceeds 500,000 yuan per year, the transaction will no longer enjoy preferential handling fees. 2. For Class I cards that are overdue (the troops stopped paying wages for 3 months) and have not been cancelled by the bank, the Military Security Card Management Office has the right to notify the local branch of the issuing bank in writing to stop its payment and settlement business, no longer enjoy preferential treatment, and start to charge annual fees, small account management fees and other fees according to the general RMB settlement account. The cardholder can only settle the account funds with the military ID card and go through the cancellation procedures.